Student loan debt in the US (2023)

What's the state of student debt in the US? Who has it? Who is affected by it? How would forgiveness change the picture? View our full infographic to see the high level facts.
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$1.7T
As of Q2 2023, there's roughly $1.77 T of student debt outstanding.
58%
Women hold 58% of all student loans and take 2x longer on average to pay off their debt.
81%
81% of borrowers have delayed financial milestones due to student debt.
20 yrs
It takes borrowers 20 years on average to repay their loans, despite 10 years being the standard term.
89%
89% of borrowers say they're not financially secure enough to resume payments when the federal payment pause ends.
$71B
The federal student loan portfolio has grown an average of $70.8B every year since 2007.
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